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You would remain the holder of the stocks if you transfer them to a TFSA held in your name. Speak to a registered financial advisor or tax professional to learn more about this type of transfer. There is no set guideline for what a MER of a mutual fund should be in comparison to the performance of that fund. Before you buy a mutual fund, read its Fund Facts.
This is the document provided to you when you purchase a mutual fund and it outlines the MER that will be paid on that fund.